Best Home Warranties for Your Sewer Line (2024)

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While the typical home warranty plan covers replacement and repair costs for your home's major systems and appliances, additional options protect other types of items, such as utility lines and septic tank pumps.

We've reviewed more than 35 providers and selected the nation's best home warranty companies. From there, we examined each provider's sewer line coverage and reviewed their repair plans. Below, learn how sewer line coverage works and what coverage options and exclusions each company has.

*We obtained pricing information for this item by obtaining offers on a 3,200 square foot single family home in Tempe, Arizona. Your prices may vary depending on the size, type and location of your home, as well as your insurance choices.

Best Home Warranty Providers for Sewer Lines

Here are the top ones Home warranty company to protect yours sewer pipe:

Compare the best home warranties for sewer line coverage

Each home warranty provider has a different coverage cap for their plumbing systems and a separate coverage cap for their add-on options.

Use the table below to compare the best home warranty companies for sewer line coverage.

Do home warranty plans cover sewer lines?

Most home warranty companies offer at least one system plan and several additional options for your home's plumbing system. Purchasing a home warranty can help you anticipate repair costs and mitigate potential water service interruptions in the future.

Topics covered

If you choose a home warranty plan with systems coverage, plumbing and plumbing failures are often covered. Typical plumbing protection for your sewer line includes the following issues:

  • Leaks and breakages from drain, gas, waste, vent, etc Water pipes
  • Eliminate blockages in sinks, bathtubs, showers and toilets
  • Removing blockages from main drains and sewers with an accessible cleaning facility within 100 feet Access Point
  • Elimination of lateral blockages in the drain line

Add-on options

Home warranties Typically they cover interior components within the occupied living space, but you can often add optional insurance elements to your plan for an additional cost, such as: B. those listed below monthly fee:

  • Main route failures/clogged Pumps in your sewer system (which can typically be used once per plan term)
  • septic tank Systems that include jet pumps, aerobic pumps and wastewater ejector pumps


Home Warranty Coverage applies to insured items that have been damaged by normal wear and tear and tear. Accidental damage or failures due to inadequate maintenance are not covered. Sewer line protection usually excludes the following:

  • Broken or collapsed Sewer pipes outside the foundation
  • Interruptions due to Tree roots
  • Garbage disposal
  • Cost of finding or winning Access To septic tank or duct connections
  • Systems with insufficient capacity

How do you know if your sewer line has collapsed?

While you'll need a plumber and a diagnostic camera to confirm that your sewer line has collapsed, there are some telltale signs. The most common symptoms of a collapsed sewer pipe include:

  • Grass grows faster in one area of ​​the garden
  • Standing water in your garden that hasn't been a problem before
  • Blocks multiple drains in your home
  • Empty the backflow into the tub or sink when not in use
  • Bad smells, especially from the drain or toilet
  • Toilet bubbles

While a home warranty doesn't cover collapsed pipes, it can help offset the cost of diagnosing a plumbing problem. You can file a claim if you notice a problem with your home's sewer line, then hire a technician to confirm whether your home warranty can fix the break.

How do you know if your sewer line is leaking?

If your sewer line is leaking in your home, you may experience the following symptoms:

  • Water noises in your wall
  • Localized rodent or insect activity
  • Slow drain
  • Damaged plasterboard or moldy walls
  • Discolored, wet or soggy flooring
  • Bad smells
  • Cracks in the foundation
  • Raw sewage everywhere

How to care for your sewer line

With simple sewer maintenance you can prevent many annoying backups clogged. Regular maintenance of your sewer pipe also reduces the likelihood of a claim being denied. Here are a few simple tips to ensure your service line remains functional:

  • Dispose of grease and cooking oil by throwing it in the trash: Grease will solidify in your pipes. Over time, fat accumulation can create a significant reserve.
  • Be critical about what you throw into your garbage disposal: You should not throw animal bones, eggshells, or fibrous foods into your trash can as this may result in litter clog.
  • Call a plumber if you notice a clogged drain: If your home is so inclined cloggedYou can flush your drain once a month to prevent it from happening again Blockages.
  • Maintain your landscaping: Tree roots and shrubs can interfere with your home's foundation and utilities, causing damage sewer pipe problems.

our recommendation

Home warranties allow homeowners to bundle their essential systems and appliances under one protection plan, which can help avoid the inconvenience of understanding the terms of separate policies. To ensure you make the best choice for your home's needs, we recommend requesting a quote from three providers and comparing their plan options, covered items, and fine print.

American Home Shield is worth it because its basic plans cover more items than its competitors and also offers comprehensive sewer coverage. Liberty Home Guard is another reputable choice because of its long list of additional insurance options. Finally, we recommend First American Home Warranty if you live in a state the company covers.

frequently asked Questions

What is a sewer line warranty?

A sewer line warranty – also called a sewer line warranty or sewer line insurance – is a protection plan for your sewer line and related items. Many home warranty providers offer coverage for plumbing, sewer lines, and septic systems. Home warranties cover plumbing failures due to normal wear and tear, unlike home insurance, which covers dangerous events.

Does home contents insurance cover breaks in the sewer pipe?

Home insurance policies cover sewer lines within your property boundaries, but they do not cover preventable damage. Your home insurance should cover repairs if your sewer line breaks due to weather, civil disturbances, falling objects, vehicle damage, vandalism, and similar events. However, property damage and sewage backups are not covered.

How We Chose the Best Home Warranty Providers

Our team reviewed and researched dozens of home warranty providers, thoroughly analyzed sample contracts, and identified customer issues based on our analysis of customer reviews and interviews with industry experts. Our detailed methodology describes our review process to provide transparent information about the companies we review.

We have found that the following factors are most important when comparing home warranty companies: available plans, plan coverage, price range, industry reputation, customer support, and additional features. Our research found that insurance coverage, customer service and industry reputation should carry the most weight. The other factors, while important, should not have as much of an impact when choosing a home warranty provider.

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